Friday 11 October 2013

Discussing Obamacare


(In the Faculty Lounge)

Rob:  Did you see this? Hilarious.  Some poor sap in California had to get new insurance because of Obamacare and his rates have gone way up.  Geez.  Who could have seen that coming?

Anyway, listen to what he said. And I quote: “Of course, I want people to have health care.  I just didn't realize I would be the one who was going to pay for it personally”. 

Priceless. Premiums are higher with Obamacare?  What a shocker.  What universe do you have to live in to not realize that someone’s gonna have to pay for all this? It’s mind boggling.

Prof C: What is it with you Republicans?  Are you so filled with hate that you can’t see what’s going on here?

Rob: …huh?

Prof C: It’s the insurance companies.  Any chance they get, they’re going to gouge you, right?  That’s what they do.  This is a perfect chance for them to jack up premiums and blame it all on Obamacare! Same old shit.  Every time.

Rob: Um, it says here that rates have to go up because of all these new government requirements. 

Prof C: Holy Cow! Of course rates are going to go up for some people. But they’re going to go down for some other people!  That’s how this works. People who can afford to pay make up for those who can’t afford to pay.  What?  You were glad so many people didn't have insurance?  Well. Obamacare will finally fix all that. I’m sorry if that upsets you.  I've never understood what’s with you Republicans.  You guys are actually happy when people can’t afford decent medical care!

Rob: Whoa, slow down there cowboy.  Take a breath. All I’m saying is that people are suddenly realizing that their health care premiums are skyrocketing.  Here, look at this.  And we were told that everyone’s premiums were going to come down with Obamacare.  Come down.  Not go way up.

Prof C:  Who?  Who said everyone’s premiums were going to go down?  Nice try.  No one said that.  Who would say that?

Rob: Obama said it, that’s who. 

Prof C: Bullshit.

Rob:  Did you sleep through the entire 2008 Presidential Campaign?  You couldn't turn on the TV without Obama making some wild promise about Obamacare.  That was his big issue. Remember? He was saying anything.  And the one thing he kept saying over and over was, and I remember this clearly, because only an idiot would believe it, was every single family would see their health care premium fall by $2,500.  $2,500! He kept saying it.  He sounded like a fricken aluminum siding salesman.  Keep repeating something, no matter how preposterous, and, I guess, people start to believe it.

Prof C:  Obama never said anything like that.  Not even close.  Why do you have to lie?  Why do I even bother trying to discuss something like this, when you can’t even keep your facts straight? 

Rob: What are you talking about?

Prof C:  Have you ever heard of Harvard University?

Rob:  I've heard of Harvard.

Prof C: Well, you might want to do a search on Professor David Cutler.  C-U-T-L-E-R.  He produced the comprehensive economic study on Obamacare.  He actually knows what he’s talking about.  He’s from Harvard.  The study was called “The Two Trillion Dollar Solution”.

Rob (looks at his iPOD) It says here that this Cutler guy works for the Obama administration now.

Prof C: And the study was co-written by another brilliant economist, Melinda Beeuwkes Buntin. Doesn’t get any better than that.

Rob (looks at his iPOD): It says here she’s a pretty big donor to the democratic campaign.  And what’s this?  You gotta be kidding me.  She was on the CBO that scored Obamacare? 


Prof C: Anything Obama says about Obamacare is backed up 100% by Cutlers study.  It explains exactly how health costs are going to come down because of Obamacare.  That’s down.  Got that?  D-O-W-N. Down.  He explains how things like technology, creating insurance exchanges, and using smart incentives will bring down costs by $200 billion a year.  In ten years that’s two trillion. It’s all in the report.  I suggest you read the report before you start making wild accusations.

Rob: I think I will. I could use another laugh.  Obamacare is going to save $200 billion a year?  Impossible.  Who in the world could believe that?  I guess that poor sap from California believed it.  Heh heh.

Prof C:  Look, you’re a what?  A plumber or something?

Rob:  I own a plumbing company.

Prof C: Let me explain.  $200 Billion a year of total health care savings works out to a savings of $2500 each year for each and every family in America?  How’s that for starters?  And it’s all explained in detail in Cutler’s report. New technology, smarter incentives, and lots more. It’s all there.  He’s from Harvard, remember.  No one is saying premiums will come down by $2500.  Obama was trying to explain the savings to society from Obamacare.  The savings.  $200 billion a year.  Now do you get it? Obama’s not trying to mislead anyone.  You just hate Obama, don’t you?

Rob:  I better get going now. I’m sure I have something better to do.

Prof C: Next time, know what you’re talking about before you start shooting off your mouth about something you don’t know anything about.  Just a little advice.

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(That night at home Rob reads “The Two Trillion DollarSolution - Saving money by modernizing the health care system”)

Rob: Hard to believe this is taken seriously.  Why stop at two trillion? Why not five trillion?  God help us.
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(That night at home Prof C stumbles across this video)

Prof C: Obviously doctored.  Probably a good idea to get Youtube to delete it though.  But who cares,  Obamacare’s here.  And that’s what’s important.


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